FOR U.S. ELECTIVE MEDICAL PRACTICES + MED SPAS

Don’t Let One Finance Company Decide Which Patients Can Move Forward

MedPay searches multiple patient-financing paths through one simple application, helping eligible patients receive available offers in as little as three minutes, while they’re still in the consultation.

  • Search multiple financing paths through one application

  • Prequalify with a soft credit check

  • Receive available offers in as little as three minutes

  • Finance eligible treatments up to $35,000

  • Receive practice payouts around 72 hours after funding

Timing varies by applicant and lender. Financing is subject to eligibility, approval and applicable terms.

Over $500M Funded*

2,000+ U.S. businesses served

*Aggregate funding volume across EazePay brands and partner lending networks. Financing is subject to lender eligibility, approval and applicable terms. MedPay is a technology platform and is not a bank or lender.

One Provider Can Only Give Your Patient One Answer

Every finance company has its own approval criteria, credit requirements and lending limits.

Credit requirements

Approval criteria

Loan limits

Rates and repayment terms

Preferred patient profiles

A patient declined by one provider may still qualify elsewhere. MedPay searches multiple potential financing paths through one process, giving your team more opportunities to find an available offer without sending the patient through multiple applications.

What Could One Additional Funded Treatment Mean?

The table below shows the annual funded volume created by recovering just one, two or three additional $7,500 treatments per month from consultations already taking place in your practice.

Additional treatments funded

1 per month

Example Treatment Value

$7,500

Annual Funded Volume

$90,000

Additional treatments funded

2 per month

Example Treatment Value

$7,500

Annual Funded Volume

$180,000

Additional treatments funded

3 per month

Example Treatment Value

$7,500

Annual Funded Volume

$270,000

Additional treatments funded

Example Treatment Value

Annual Funded Volume

1 per month

2 per month

3 per month

$7,500

$7,500

$7,500

$90,000

$180,000

$270,000

More funded treatment from the patient demand your practice has already generated.

Illustrative arithmetic only. $7,500 is an example treatment value, not a MedPay average. Actual results depend on patient eligibility, treatment value, lender approval and other factors. This is not a projection or guarantee of results.

The MedPay Multi-Lender Process

One application. Multiple potential financing paths. Available offers in as little as three minutes.

01

The Patient Applies

The patient completes one simple application using their phone or a device inside your practice.

02

MedPay Searches

A soft-pull prequalification process searches available financing paths across the partner lending network.

03

Available Offers Are Presented

Eligible patients can receive and review available offers in as little as three minutes.

04

The Patient Selects An Option

The patient chooses the available financing option that best suits their circumstances and completes the lender’s requirements.

05

Your Practice Gets Paid

Once financing is approved, accepted and funded, payment is typically sent to your practice around 72 hours later.

Keep The Decision Inside The Consultation

Financing loses much of its value when the answer arrives after the patient has left. MedPay is designed to move from application to available offers while your team is still discussing the treatment.

  • Patient information entered once

  • Soft-pull prequalification

  • Multiple potential financing paths searched

  • Available offers in as little as three minutes

  • Treatment can be scheduled before the patient leaves

  • Practice payout typically around 72 hours after funding

From Treatment Decision To Financing Options In Minutes, Not Days

Timing varies based on applicant information, lender requirements and eligibility.

Already Have Patient Financing?

MedPay doesn’t need to replace a provider that is working well for your practice.

It gives your team additional potential options when:

  • The first provider declines the patient

  • The approved amount doesn’t cover the treatment

  • The available repayment structure doesn’t suit the patient

  • Finding another option would require a separate application

  • Your team would otherwise send the patient home without a solution

Keep What Works. Add Another Path When It Doesn’t.

From Multiple Applications To One Fast, Clear Process

Offer availability and timing depend on lender criteria, patient eligibility and completion of required information.

Improve The Yield From Your Existing Patient Pipeline

Most practices already measure:

  • Leads generated

  • Consultations booked

  • Attendance rate

  • Treatment acceptance

  • Revenue collected

MedPay adds visibility to another important number:

See What Happens After Every Financing Application

MedPay gives your practice visibility into the financing process, so your team can see where treatment is moving forward and where it stops.

Track:

  • Financing applications submitted

  • Soft-pull prequalification outcomes

  • Patients receiving available offers

  • Approved treatment value

  • Funded treatment volume

  • Time from application to available offer

  • Time from funding to practice payout

This gives your team a clearer view of financing activity, funded treatments and the value being recovered from your existing consultation pipeline.

Designed For Elective Medical Practices

MedPay can support eligible treatments offered by:

  • Med spas

  • Plastic and cosmetic surgery practices

  • Cosmetic dermatology clinics

  • Hair-restoration practices

  • Fertility and reproductive health clinics

  • LASIK and vision-correction practices

  • Bariatric and medical weight-management clinics

  • Hormone and wellness practices

  • Other eligible elective medical providers

Patients may be able to finance eligible treatments up to $35,000, subject to lender requirements and approval.

Better For Your Patients. Better For Your Practice.

For Patients

  • One streamlined application

  • Soft-pull prequalification

  • Multiple potential financing paths

  • Available offers in as little as three minutes

  • Clear repayment options before proceeding

For Your Practice

  • Fewer treatments lost after one provider declines

  • Less manual lender administration

  • Faster answers during the consultation

  • Reduced reliance on internal payment plans

  • Upfront payment after funding

  • Central application and payout tracking

Frequently Asked Questions

We already offer Cherry, CareCredit or another financing option. Why would we need MedPay?

Your existing provider makes decisions according to its own approval criteria and available products. MedPay searches multiple potential financing paths through one process, giving your team additional options when the first provider declines the patient or cannot provide a suitable offer.

How quickly can patients receive offers?

Eligible patients may receive available offers in as little as three minutes.

Timing varies depending on the patient’s information, requested amount and lender requirements.

Does prequalification affect the patient’s credit score?

The initial prequalification uses a soft credit inquiry and does not affect the patient’s credit score.

Additional information or authorisation may be required before final approval.

How much can a patient finance?

Eligible patients may be able to finance treatment costs up to $35,000.

Final amounts, rates and repayment terms depend on the patient’s qualifications and the participating lender.

When does our practice get paid?

Practice payouts are typically made around 72 hours after financing has been accepted, completed and funded.

Exact timing may vary by lender, transaction and banking arrangements.

Do we have to stop using our current provider?

No.

MedPay can complement your existing financing process by providing additional potential paths when the first option isn’t enough.

Does MedPay make the lending decision?

No. MedPay is a technology platform, not a bank or lender.

Financing is originated and approved by independent partner lenders according to their own requirements and terms.

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